Investment & Buy-to-let
We want your investment to grow, which is why your success is our success.
First time buyer
If you are a first time buyer or a first time landlord look no further. At Loans Arena we can assist you in building your Buy to Let portfolio. We understand the process can be daunting. Therefore, our dedicated team will assist you through the entire process to make sure your mortgage completes as quickly as possible.
Let to buy
Looking to purchase a new residential property whilst keeping your existing property? No worries. We can help you release funds to allow you in getting a better deposit for your onward purchase, whilst organising a mortgage for your new property.
At Loans Arena we specialise in assisting customers who hold numerous Buy to Let properties. We can either review the finance of one property at the time or look at remortgaging several properties simultaneously to help you build a bigger and stronger portfolio.
HMO & holiday let
A house in multiple occupancy (HMO), refers to a property where 3+ people from more than one household live under one roof and ‘common areas’ exist, such as the living room and the kitchen. We can either assist you on financing an HMO let under one AST (Assured Short-hold Tenancy) or under separate ASTs.
We can also help you get the best mortgage deal would you look at short-term holiday lets.
Financing a Limited Company But to Let can be tricky. However, our dedicated team can assist you in purchasing and/or remortgaging a But to Let property held under an SPV (Special Purpose Vehicle).
Submit an initial enquiry and one of our representative will be in touch to complete a financial health check with you.
Working with our mortgage network PRIMIS, we will source the right mortgage to fit your individual needs. We will then arrange for an approval in principle (AIP).
Once we have received the AIP and you’re ready to complete a full application for the mortgage, we work through all the relevant paperwork and ensure all t’s are crossed and the i’s dotted!
We will then receive the official mortgage offer, upon receiving the offer we will then guide you through any additional steps or necessities to the completion of your purchase.
Our broker fees
Loan amounts below £500k
For loan amounts under £500k we charge a fee of 1.5% or £5,000 which ever higher.
Loans between £500k-£1m
For loan amounts between £500k – £999,999 we charge a fee of 1.25% or £5,000 which ever higher.
Loans over £1million
For loan amounts over £1 million, our broker fee would be 1%.